Dread disease policies: No more worries about serious illnesses
Dread disease policies - the insurance for the worst-case scenario
Solutions for financial protection in the event of serious illness were in high demand among our clients even before the coronavirus pandemic. This is because, in contrast to occupational or disability insurance, dread disease insurance or "serious illness insurance and provision" does not pay out depending on the professional activity or earning capacity, but very specifically in the event of certain events - i.e. the occurrence of the illnesses insured in the contract.
Dread disease insurance policies can be requested from various providers at any time and can also be arranged by us on request. The insured illnesses include
- Heart attack
- Stroke
- Cancer (here also cancer protection letter)
- Multiple sclerosis
- Paraplegia
- Kidney failure
- Coma
Other illnesses can be insured on request. An important difference is the form in which the insurance benefit is paid out. Instead of a pension, a one-off payment is always made. An exception to this is our cancer cover, which can also be offered. As the name suggests, only pure cancer illnesses are covered here. Ask us about the terms and conditions and the illnesses that can be covered, we will be happy to take the time to answer these important questions for you.