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International health insurance:
The smart choice for globetrotters
Safety abroad: why international health insurance is essential
International health insurance protects you against the financial consequences of illness or accidents when travelling. If you fall ill or have an accident abroad, the costs for medical treatment, hospitalisation or repatriation can be very high.
As a rule, it covers the costs of necessary medical treatment and medically advisable return transport if treatment abroad is not sufficient or cannot be carried out promptly. Depending on the insurance policy and tariff, medical transport to a doctor or hospital and other benefits such as dental treatment or medication may also be covered.
International health insurance is particularly important, as statutory health insurance in Germany normally does not cover any or only limited benefits abroad. It is therefore advisable to take out international health insurance before travelling abroad in order to be covered in the event of illness or an accident.
If you have private health insurance, you must check the existing benefits in advance. Most private health insurance policies cover all trips for a certain period of time.
How useful is health insurance when travelling abroad?
International travel health insurance is always a good idea as it protects you financially if you fall ill or are injured while travelling abroad. In many countries, medical costs can be very high and if you do not have insurance, you will have to bear these costs yourself.
It is also useful if you are travelling to a country where healthcare is not at the same level as in Germany. In this case, good insurance will help you to receive appropriate medical care more quickly and effectively.
It is always important to choose an international travel health insurance policy that covers your needs, depending on where you are travelling and what kind of activities you are planning. For example, some policies do not cover high-risk sports or exclude certain regions.
To summarise, travel health insurance always makes sense to ensure your financial security in the event of illness or injury while you are travelling abroad.
